Does American Airlines Have A Credit Card?

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American Airlines is one of the biggest airlines in the world, with a vast network of flights that cover several destinations. However, flying can be expensive, and not everyone can afford to travel comfortably. Luckily, American Airlines offers a credit card that can help you to save money and enjoy various benefits while traveling.

If you’re curious about the American Airlines credit card and how it works, you’ve come to the right place. In this article, we’ll explore the different types of American Airlines credit cards available, their features, benefits, and how to apply for one. Let’s get started!

Does American Airlines Have a Credit Card?

Does American Airlines Have a Credit Card?

American Airlines is one of the largest airlines in the world, providing flights to destinations all around the globe. As a frequent traveler with American Airlines, you may be wondering if they offer a credit card. The answer is yes, American Airlines does have a credit card, which is known as the AAdvantage® credit card. In this article, we will provide you with all the details you need to know about this credit card.

Benefits of the AAdvantage® Credit Card

The AAdvantage® credit card offers a variety of benefits to its cardholders. One of the primary benefits is the ability to earn miles on purchases made with the card. For every dollar spent on eligible purchases, cardholders can earn a certain number of miles, depending on the type of purchase. Additionally, cardholders receive priority boarding and a free checked bag on domestic flights.

Another benefit of the AAdvantage® credit card is the ability to earn bonus miles. Cardholders can earn bonus miles by completing certain tasks, such as making a certain number of purchases or spending a certain amount of money within a certain period of time. Additionally, cardholders can earn bonus miles by using the card to make purchases with American Airlines and its partners.

Types of AAdvantage® Credit Cards

American Airlines offers several different types of AAdvantage® credit cards to choose from. The most basic card is the AAdvantage® MileUp℠ card, which offers no annual fee and earns 2 miles for every dollar spent on groceries and American Airlines purchases. The AAdvantage® Platinum Select® card offers a higher earning rate and additional benefits such as a free checked bag and priority boarding. The AAdvantage® Executive card offers even more benefits, including access to American Airlines lounges and a statement credit for Global Entry or TSA PreCheck.

For small business owners, American Airlines also offers the AAdvantage® Aviator® Business card. This card offers many of the same benefits as the personal AAdvantage® cards, as well as additional benefits geared toward small business owners, such as double miles on select business purchases and access to employee cards.

AAdvantage® Credit Card vs. Other Airline Credit Cards

When choosing an airline credit card, it’s important to compare the benefits and features of different cards. One advantage of the AAdvantage® credit card is the ability to earn miles on purchases made with American Airlines and its partners, which can add up quickly for frequent travelers. Additionally, the AAdvantage® credit card offers a variety of benefits such as priority boarding and a free checked bag, which can save money on travel expenses.

However, other airline credit cards may offer different benefits that are more tailored to your travel needs. For example, some airline credit cards offer lounge access or travel credits that can be used for any airline. It’s important to consider your travel habits and preferences when choosing an airline credit card.

Applying for the AAdvantage® Credit Card

If you’re interested in applying for the AAdvantage® credit card, you can do so online through the American Airlines website. The application process is simple and straightforward, and you can typically receive a decision within minutes. Before applying, be sure to read the terms and conditions of the card carefully, including the interest rate and any fees associated with the card.

In conclusion, American Airlines does offer a credit card in the form of the AAdvantage® credit card. This card offers a variety of benefits to cardholders, including the ability to earn miles on purchases and priority boarding. There are also several different types of AAdvantage® credit cards to choose from, depending on your travel needs and preferences. If you’re interested in applying for the AAdvantage® credit card, be sure to compare the benefits and features of different cards to find the one that’s right for you.

Frequently Asked Questions

What are the benefits of having an American Airlines credit card?

Having an American Airlines credit card can provide several benefits to frequent flyers. Cardholders can earn miles on everyday purchases and receive perks such as priority boarding, free checked bags, and access to airport lounges. Additionally, some American Airlines credit cards offer sign-up bonuses and companion certificates that allow a friend or family member to fly for free or at a discounted rate.

However, it is important to carefully consider the annual fee and interest rates associated with the card before applying. These fees can quickly negate any rewards earned through the card, so it is important to be sure the benefits outweigh the costs.

How do I apply for an American Airlines credit card?

Applying for an American Airlines credit card is a straightforward process. Visit the American Airlines website or the website of a participating bank or credit card issuer to find the card that best fits your needs. From there, click the “apply now” button and fill out the necessary information, including your personal details and financial information.

Be sure to read the terms and conditions carefully before submitting your application. This will help you understand the fees, rewards, and other important details related to the card.

Can I use my American Airlines credit card to earn miles on other purchases besides flights?

Yes, many American Airlines credit cards allow cardholders to earn miles on everyday purchases. This can include purchases at grocery stores, gas stations, and other retailers. Be sure to read the terms and conditions of your specific card to understand how many miles you can earn per dollar spent and any restrictions on earning miles.

Keep in mind that earning miles on everyday purchases is only beneficial if you are able to pay off the balance in full each month. If you carry a balance, the interest charges can negate any rewards earned through the card.

What happens to my American Airlines miles if I cancel my credit card?

If you cancel your American Airlines credit card, your miles will typically remain in your AAdvantage account. However, if you cancel your card before earning the sign-up bonus or other rewards, you may forfeit those rewards.

To avoid losing any rewards, be sure to read the terms and conditions of your card and understand the requirements for earning rewards. Additionally, it may be beneficial to redeem any earned rewards before canceling the card.

What is the difference between an American Airlines credit card and a general travel rewards credit card?

While both American Airlines credit cards and general travel rewards credit cards offer rewards for travel purchases, there are some key differences. American Airlines credit cards are typically co-branded with a specific airline and offer perks such as priority boarding, free checked bags, and access to airport lounges for that airline.

General travel rewards credit cards, on the other hand, offer rewards that can be redeemed for a variety of travel purchases, such as flights, hotels, and rental cars. These cards often have more flexible rewards programs but may not offer the same airline-specific perks as co-branded cards.

American Airlines Credit Cards Review 2023


In conclusion, American Airlines does indeed have a credit card. This card offers many benefits to frequent flyers, such as earning miles for every dollar spent on American Airlines purchases. Additionally, cardholders can enjoy perks such as priority boarding, free checked bags, and access to exclusive lounges.

If you are a frequent flyer with American Airlines, it may be worth considering applying for their credit card. Not only can you earn miles for your travels, but you can also enjoy added benefits that can make your travel experience more comfortable and enjoyable.

Overall, American Airlines’ credit card can be a great option for those who frequently travel with the airline. With its numerous benefits and rewards, it can help you save money on future trips while also providing added conveniences.

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