Does American Airlines Credit Card Have Foreign Transaction Fees?

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If you’re a frequent traveler and an American Airlines cardholder, you might be wondering if using your card overseas will incur foreign transaction fees. With the convenience of using your credit card internationally, it’s essential to know whether you’ll be charged extra for each transaction. In this article, we’ll explore whether or not American Airlines Credit Card has foreign transaction fees and what you should know before using it abroad.

Does American Airlines Credit Card Have Foreign Transaction Fees?

Does American Airlines Credit Card Have Foreign Transaction Fees?

American Airlines Credit Card is a top-rated credit card that offers various benefits to its users. One of the main features that people consider when choosing a credit card is foreign transaction fees. In this article, we will discuss whether American Airlines Credit Card has foreign transaction fees or not.

What are foreign transaction fees?

Foreign transaction fees are charges that credit card companies apply to transactions made outside of the United States. These fees can range from 1% to 3% of the total transaction amount. Credit card companies charge these fees to cover the cost of currency conversion and to mitigate the risks associated with international transactions.

Does American Airlines Credit Card have foreign transaction fees?

The good news is that American Airlines Credit Card does not charge foreign transaction fees. This means that you can use your card to make purchases abroad without worrying about additional charges.

Benefits of using American Airlines Credit Card abroad

Using American Airlines Credit Card abroad has several benefits. Firstly, you can earn rewards points for every purchase you make. These rewards points can be redeemed for free flights, upgrades, and other travel-related expenses. Secondly, you can use the card to access airport lounges and other premium services offered by American Airlines. Finally, you can enjoy the convenience of having a credit card that is widely accepted around the world.

How to use American Airlines Credit Card abroad

Before using your American Airlines Credit Card abroad, make sure to notify the bank of your travel plans. This will help prevent your card from being blocked due to suspicious activity. Additionally, be aware of the currency exchange rates and any fees that may be charged by merchants or ATM operators. Finally, keep your card safe and secure by using it only at trusted merchants and by avoiding public Wi-Fi networks.

Alternatives to American Airlines Credit Card

If you are looking for a credit card that does not charge foreign transaction fees, there are several alternatives to American Airlines Credit Card. Some popular options include Chase Sapphire Preferred, Capital One Venture, and Discover it Miles. Each of these cards has its own set of benefits and drawbacks, so make sure to compare them carefully before making a decision.

Conclusion

In conclusion, American Airlines Credit Card is an excellent choice for anyone who travels frequently and wants to earn rewards points for their purchases. The fact that it does not charge foreign transaction fees is a major advantage, as it can help you save money on your international purchases. However, it is always a good idea to compare different credit cards to find the one that best suits your needs and preferences.

Frequently Asked Questions

Here are some common questions related to the American Airlines Credit Card and foreign transaction fees.

What is the American Airlines Credit Card?

The American Airlines Credit Card is a rewards card offered by American Airlines in partnership with a financial institution. The card allows you to earn miles for purchases, which can be redeemed for flights, upgrades, and other rewards.

As a travel rewards card, it’s important to understand the fees associated with using the card abroad, including foreign transaction fees.

What are foreign transaction fees?

Foreign transaction fees are charges that may be applied when you use your credit card to make purchases in a foreign currency. These fees are typically a percentage of the purchase amount and can add up quickly, especially if you frequently travel internationally.

For this reason, it’s important to choose a credit card with no foreign transaction fees, or at least lower fees if you plan to use it abroad.

Does the American Airlines Credit Card have foreign transaction fees?

Yes, the American Airlines Credit Card does have foreign transaction fees. The fee is currently 3% of the purchase amount for transactions made outside of the United States.

If you plan to use your American Airlines Credit Card abroad, you may want to consider a different credit card that offers lower or no foreign transaction fees to avoid these additional charges.

Can I avoid foreign transaction fees with the American Airlines Credit Card?

Unfortunately, there is no way to avoid foreign transaction fees with the American Airlines Credit Card. The fee is automatically applied to any transactions made outside of the United States, regardless of the merchant or currency used.

If you frequently travel internationally and want to avoid foreign transaction fees, you may want to consider a different credit card that offers lower or no fees for foreign transactions.

What other fees should I be aware of with the American Airlines Credit Card?

In addition to foreign transaction fees, there are other fees associated with the American Airlines Credit Card that you should be aware of. These include annual fees, late payment fees, and cash advance fees.

It’s important to read the terms and conditions of the card carefully before applying to understand these fees and how they may impact the overall value of the card.

Foreign Transaction Fees (EXPLAINED)


In conclusion, the American Airlines Credit Card is a great option for frequent travelers, but it’s important to know whether it has foreign transaction fees before using it abroad.

After thorough research, we can confirm that the American Airlines Credit Card does charge foreign transaction fees. This means that for every transaction made outside of the United States, a fee will be added to the total cost.

However, despite this drawback, the American Airlines Credit Card still offers many benefits for travelers, including earning miles for every dollar spent and access to exclusive perks such as priority boarding and free checked bags. So, if you’re a frequent traveler and are willing to pay the foreign transaction fees, the American Airlines Credit Card could still be a valuable tool for your travels.

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